Description: This discussion is on the availability of utilization and cost experience data for group medical care insurance coverages. Specifically, it highlights the role of the Society of Actuaries in intercompany data collection, employer demands for sophisticated utilization data for comparison by industry and geographic location, sources of industry-wide data, data resource potential of health claims processing by the National Electronic Information Corporation, and antitrust implications. From Record of the Society of Actuaries 1981, Volume 7, No. 4.

Description: This 1992 panel discussion is about regulations proposed or adopted by the NAIC, the Health Insurance Association of America [HIAA], and states to regulate small group underwriting and rate guidelines. From the Record of the Society of Actuaries Vol. 18, No. 1A.

Description: Panelists discuss the results of three research projects funded by the Actuarial Education and Research Fund [AERF] and other sources. They look at HMO and managed-competition health-care plans, offered primarily to Minnesota state employees, to examine the risk of premium death spirals. From the 2002 Record of Society of Actuaries, Volume 28, No. 3. Session 98PP of the Boston Annual Meeting.

Description: Discussion of insolvency provision added to reinsurance agreements to insure the continuation of benefits during HMO insolvency, Issue No. 39.

Description: This 1978 panel discussed risk classification systems for a variety of products. Topics covered included: 1. regulatory and social policy encroachment on risk classification systems 2. possible changes in underwriting/marketing strategy because of changed regulatory requirements 3. use of the social imperative via regulation or legislation to mandate availability of coverage to high risk classifications 4. implied use of the risk classification system to provide incentives to control socially undesirable behavior 5. potential use of private mass coverage to minimize the impact on risk classification systems for coverages mandated by law or social policy 6. the ultimate in risk classification systems: self-insurance

Description: Presented at October 2001 Annual Meeting. Topics covered in this session include Internet-based health plan exchanges, defined-contribution health plans, self-directed health plans, personal spending accounts, and episodic based reimbursement to insureds.